Confirmation Hearing

In a Chapter 13 bankruptcy, you have 2 hearings scheduled at the time of filing. The first is your Chapter 13 “341” Hearing. Both the Chapter 7 and Chapter 13 cases go to a “341” Meeting of Creditors. A Chapter 13 however, has one additional hearing that the Chapter 7 bankruptcy does not. A Chapter 13 bankruptcy has what is called a Confirmation Hearing scheduled approximately 2 weeks after the “341” Hearing.

In a Chapter 13, the “341” Hearing is predominantly concerned with the petition on file with the Court. The Confirmation Hearing alternatively is concerned with the Chapter 13 plan on file with the Court. At the Confirmation Hearing your attorney will represent your interests in confirming the plan before the judge. If all parties of interest are in agreement of the plan before the Court, your plan can be confirmed at this Confirmation Hearing.

In many instances, plans go through a process of drawing objections or talking points, negotiations, refinements, amendments and an additional Confirmation Hearing. In most cases there are one to two Confirmation Hearings. While in other cases, there maybe three or even four confirmation hearings, though this is highly unlikely. You are not required to attend Confirmation Hearings through you are welcome to attend if you wish to. There is no role for the debtor to play at a Confirmation Hearing. I usually advise my clients to attend if they wish but in most instances not to miss work in order to attend.

Prerequisites

There are no prerequired tutorials for this tutorial.

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